Vera is the AI loan assistant for commercial lending on nCino.
Crafted for enterprise outcomes. Delivered at speed.
Vera works inside the loan page your bankers already use. She handles the follow-ups and first drafts, and the banker approves every change. Built on Shilpigent Atelier.
"Draft the credit memo for Harbor Light."
- Gathered loan, borrower and collateral details1.1s
- Pulled financials: revenue, NOI, existing debt0.6s
- Wrote summary, repayment, collateral and risk sections9.4s
- Flagged one gap: no personal financial statement0.2s
Needs your approval. Save this draft to the loan for the underwriter's review.
Give the busywork to Vera.
Bankers ask in plain English. Vera does the legwork and brings back something to approve.
- Borrower document chasing
- Finds what's missing on each loan and drafts the follow-up, so nothing sits waiting on a tax return.
- Credit memo drafts
- Prepares a first draft from the loan, borrower, collateral and financials, and flags gaps for the underwriter.
- Covenant tracking
- Monitors upcoming covenant tests and reporting dates, and warns before they're missed.
- Stale pipeline nudges
- Spots loans that have stopped moving and suggests the next step to advance them.
- Guided loan journeys
- Shows where each loan stands in your bank's process and leads with the next step.
From workflow to working assistant in four weeks
- Week 1: Map
Map the lending work: which workflow, who hands off to whom, permissions, review points and how outcomes are measured.
- Weeks 2–3: Build
Configure Vera in Atelier for your nCino setup and test her against your own loans in a sandbox.
- Week 4: Launch
Go live with a pilot group of bankers, with approvals, traces and rollback in place.
Automation with judgment intact
Works inside your workflow
Vera lives on the nCino loan page. There's no new app to learn and no data copied out of Salesforce to keep.
Keeps people accountable
Vera never makes credit decisions and never changes a record without the banker's approval.
Measured in capacity returned
Success is counted in banker hours given back and days taken off the path to a decision.
Choose one lending bottleneck. Launch in four weeks.
Tell us where your lenders lose the most time, and we'll show you Vera working on it.